In AC Ocean Walk v. American Guarantee and Liability Insurance, (A-28-22/087304) (Decided January 24, 2024), the Supreme Court of New Jersey held that the presence of the COVID-19 virus did not constitute the kind of “direct physical loss or damage” required to support a business-interruption insurance claim. Facts of AC
In Statewide Insurance Fund v. Star Insurance Company (A-62-21/086440) (Decided February 16, 2023), the Supreme Court of New Jersey held that a public entity joint insurance fund (JIF) established under the Joint Insurance Fund Act affords liability protection to public entities through “self-insurance,” not insurance. Accordingly, the “other insurance” clause
In Statewide Insurance Fund v. Star Insurance Co., the Supreme Court of New Jersey will decide under what context a joint insurance fund is considered an “insurer” under New Jersey law. The case involves insurance coverage dispute arising from a deadly accident on a Long Branch beach in 2012 which
